A license authorising the bank to carry on banking business has been obtained from the Reserve Bank Of India in terms of Section 22 of the Banking Regulation Act, 1949. It must be distictly understood, however, that in issuing the license, the Reserve Bank of India does not undertake any responsibility for the financial soundness of the bank or for the correctness of any of the statements made or opinion expressed in this connection.

While every effort has been made to ensure that the information provided on the website is accurate, timely, secure and error-free, the Kotak Mahindra group of companies ("Kotak Mahindra"), their directors, promoters, employees, agents and assigns shall not in any way be responsible for any loss or damages arising in contract, tort or otherwise from the use or inability to use the website and its contents.

Any material downloaded or otherwise obtained through the use of the website is at the User's own discretion and risk and the User will be solely responsible for any damage that may occur to the User's computer systems and data as a result of download of such material.

Advice provided on the website should not be relied upon for personal and financial decisions and the User should consult an appropriate professional for specific advice tailored to his or her situation.

The User agrees that the information provided by the User may be disclosed by Kotak Mahindra to any agencies, bureaus, associations, corporate or unincorporated bodies and other persons. The User shall not hold Kotak Mahindra responsible for sharing and/or disclosing the said information and also for any consequences suffered by the User and/or others by reason thereof.